NSE-listed insurers and insurtech platforms positioned for India's structural insurance growth story, where penetration remains below 4% of GDP — roughly half the global average.
Sectors represented: Financial Services, Diversified
Comprehensive Product Portfolio. 7. Diversifiedproductmix–motor,health,travel&personalaccident,fire,marine,cropandothers. 20%. 19%. 16%. 17%. 21%. 20%. 16%. 16%. 27%. 29%. 30%. 30%. 15%. 14%. 15%. 13%. 3%. 3%. 3%. 4%. 4%. 4%. 8%. 9%. 10%. 11%. 12%. 11%. FY2023 FY2024H12024H12025. Product Mix. Others. Crop. Marine. Fire. Health, Travel & PA. Motor TP. Motor OD 9%. 16%. 17%. 21%. 20%. 16%. 16%. 27%...
Retrocessionaire - Reinsurers give away (retrocede). part of the reinsurance premiums to limit (business). risk exposure & manage its capital efficiently. Reinsurance Industry Overview. Understanding How Reinsurance Works. Reinsurance Industry Plays a Pivotal Role for Driving the Growth of Insurance Industry. MotorPropertyLife/healthCatastropheBusiness. Retro. reinsurers. Retro. reinsurers.
Insurance Penetration as a % of GDP. Life Insurance Non Life Insurance. 26.1%. 22.3%. 18.0%. 67.2%. 68.9%. 67.0%. 6.7%. 8.8%. 15.0%. 202020302050. Population Composition. Less than 15 Yrs15 to 64 Yrs65 Yrs and above urance Penetration as a % of GDP. Life Insurance Non Life Insurance. 26.1%. 22.3%. 18.0%. 67.2%. 68.9%. 67.0%. 6.7%. 8.8%. 15.0%. 202020302050. Population Composition.
From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM) d for renewal by the policyholder at the start of year five. From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM). AUM represents the total value of Shareholders’.
Insurance contracts that do not participate in the. profits of the Company. Operating expense ratio. The ratio of Operating expenses (including. shareholders’ expenses) to Total gross premium. cts that do not participate in the. profits of the Company. Operating expense ratio. The ratio of Operating expenses (including. shareholders’ expenses) to Total gross premium. Operating Return on EV.
Active products launched since. 2017. Diverse product portfolio. (3). 6 cr. Customers. (4). 0.6 cr policies sold. (1). 67,878. Partner network. (3) arket share for Total / Motor. insurance. Market Share. (1,2). 80. Active products launched since. 2017. Diverse product portfolio. (3). 6 cr. Customers. (4). 0.6 cr policies sold. (1). 67,878. Partner network. (3). 23.8 Lacs.
Net Earned Premium1,18,77599,72488,0272,18,4991,60,9513,73,285. Income from Investments6,6535,6154,18912,2687,97316,332. Other Income7,6438,1854,84915,82811,65421,324. (ii) Personal Accident. Net Earned Premium2,3891,8841,8764,2733,213. 7,118. Income from Investments14610764253125275. Other Income17115672326183360. (iii) Travel. Net Earned Premium158194100352197. 722.
FY25 FY26Q4 F25Q4FY26Amounts in ₹ Cr. 43,61847,17411,43311,619Gross Written Premium. 3.86%. 8.15%8.14%1.63%% Change YoY. 36,31539,3319,75110,005Net Written Premium. 35,36838,4629,3069,969Net Earned Premium. 34,16837,9428,7889,555Net Incurred Claim. 96.61%98.65%94.4395.85ICR %. 3,6153,8361,089954Commission. 9.959.7511.179.53As a % of Net Written Premium. 3,7095,5665711296Operating Expenses.
RPA for Claims, Finance, Operations. Accuracy of AI based Motor. damage assessment model. 90+%. AI based Motor Claim Adjudication. Provider Portal. Voice Bot. for renewals. NRLMS. 61. 6868. 1836. 1111. 748. 234. 168. 149. 87. 26. 22. USA. S. Korea. UK. Japan. China. Brazil. S. sed Motor. damage assessment model. 90+%. AI based Motor Claim Adjudication. Provider Portal. Voice Bot. for renewals.