NSE-listed insurers and insurtech platforms positioned for India's structural insurance growth story, where penetration remains below 4% of GDP — roughly half the global average.
Sectors represented: Financial Services, Diversified
Life0.730.73 0.80 0.80. CFS. PERFORMANCE RATIOS scellaneous Insurance 0.731.18 0.80 0.85. Financial Liability/Credit0.730.84 0.80 0.96. Marine Cargo 0.551.17 0.60 0.71. Marine Hull0.551.25 0.60 0.64. Life0.730.73 0.80 0.80. CFS. PERFORMANCE RATIOS. Annual Report 2025-26 | 339. Performance RatioRatio / Percentage. Current Year EndingPrevious Year Ending. 31.03.202631.03.2025.
Comprehensive Product Portfolio. 7. Diversifiedproductmix–motor,health,travel&personalaccident,fire,marine,cropandothers. 20%. 19%. 16%. 17%. 21%. 20%. 16%. 16%. 27%. 29%. 30%. 30%. 15%. 14%. 15%. 13%. 3%. 3%. 3%. 4%. 4%. 4%. 8%. 9%. 10%. 11%. 12%. 11%. FY2023 FY2024H12024H12025. Product Mix. Others. Crop. Marine. Fire. Health, Travel & PA. Motor TP. Motor OD 9%. 16%. 17%. 21%. 20%. 16%. 16%. 27%...
Insurance Penetration as a % of GDP. Life Insurance Non Life Insurance. 26.1%. 22.3%. 18.0%. 67.2%. 68.9%. 67.0%. 6.7%. 8.8%. 15.0%. 202020302050. Population Composition. Less than 15 Yrs15 to 64 Yrs65 Yrs and above urance Penetration as a % of GDP. Life Insurance Non Life Insurance. 26.1%. 22.3%. 18.0%. 67.2%. 68.9%. 67.0%. 6.7%. 8.8%. 15.0%. 202020302050. Population Composition.
From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM) d for renewal by the policyholder at the start of year five. From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM). AUM represents the total value of Shareholders’.
From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM) d for renewal by the policyholder at the start of year five. From a customer’s point, they benefit from lower effective charges the longer they continue with the policy. Assets Under Management (AUM). AUM represents the total value of Shareholders’.
Insurance contracts that do not participate in the. profits of the Company. Operating expense ratio. The ratio of Operating expenses (including. shareholders’ expenses) to Total gross premium. cts that do not participate in the. profits of the Company. Operating expense ratio. The ratio of Operating expenses (including. shareholders’ expenses) to Total gross premium. Operating Return on EV.
Active products launched since. 2017. Diverse product portfolio. (3). 6 cr. Customers. (4). 0.6 cr policies sold. (1). 67,878. Partner network. (3) arket share for Total / Motor. insurance. Market Share. (1,2). 80. Active products launched since. 2017. Diverse product portfolio. (3). 6 cr. Customers. (4). 0.6 cr policies sold. (1). 67,878. Partner network. (3). 23.8 Lacs.
On maturity,. this corpus is invested for generating a regular income. stream, which is referred to as pension or annuity. Persistency ratio. The ratio of life insurance policies remaining corpus is invested for generating a regular income. stream, which is referred to as pension or annuity. Persistency ratio. The ratio of life insurance policies remaining.